Church financial planning, explained

Know where your church stands. See where it’s headed.

Luke Twelve turns church finances into plain-English decisions—so pastors, finance leaders and ministry teams can budget, forecast cash, understand giving and prepare for what comes next.

Works with spreadsheet uploads and manual entry. QuickBooks Online sync is available as an add-on for eligible plans.

Luke TwelveFinancial Health
Good morning, Sarah

Here’s where your church stands

Updated today
Available to spend$286,420Healthy
Giving vs plan-$38,2101.9% behind
Year-end forecast+$74,300Projected surplus
Operating reserves3.2 monthsTarget: 3 months
One thing to know

Children’s Ministry is currently projected about $7,200 over its annual budget.

Built for church leaders

Your accounting system tells you what happened. Luke Twelve helps you decide what happens next.

Luke Twelve sits above the books and makes planning useful to the people making ministry decisions.

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Know what you can safely use

Separate restricted money, reserves and commitments from the cash leadership can actually plan around.

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See where the year is headed

Forecast giving, spending and cash before a miss turns into a surprise.

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Make decisions before committing

Model a hire, ministry launch, capital project or giving change in a few guided questions.

No finance degree required

Serious finance underneath. Normal language on top.

Luke Twelve is designed so a pastor or ministry leader can understand the same financial story as a finance director—without learning FP&A terminology first.

Typical finance report
“YTD personnel variance is $42,183 favorable with facilities $18,400 unfavorable.”
Luke Twelve
“You are spending less than planned on staffing, which is more than offsetting higher facilities costs. You are still projected to finish the year with a surplus.”
Available to Spend

A bank balance is not the same thing as spendable cash.

Luke Twelve brings restricted funds, reserve targets and known commitments into one planning view so leadership can see what is actually available.

  • Restricted and designated fund visibility
  • Church-defined reserve target
  • Known commitments
  • 13-week cash outlook on Growing and Mega
  • Plain-English reserve alerts
Explore church cash forecasting

Available to spend

Total cash$914,280
Restricted funds−$287,500
Designated funds−$92,000
Reserve target−$180,000
Committed spending−$68,360
Available to spend$286,420
Three plans

Built for the way church finance grows in complexity.

Community Church

1 seat
Understand where you stand

For churches that want clear budgeting, giving visibility and financial health without finance jargon.

  • Financial Health dashboard
  • Available to Spend
  • Budget vs. actual
  • Giving tracking
  • Basic forecast
  • Ministry budgets
View plan

Mega Church

5 seats
Manage complexity with clarity

For multi-campus and multi-entity ministries that need deeper reporting, controls and consolidation.

  • Everything in Growing
  • Multi-entity consolidation
  • Advanced campus planning
  • Custom financial dimensions
  • Custom reports
  • Advanced scenarios
View plan
L12 monogram
Why Luke Twelve?

Stewardship. Priorities. Preparedness.

Luke 12 speaks to stewardship, priorities, preparedness, and using resources for what matters. Luke Twelve brings those principles into modern church financial planning—helping leaders understand where they are, prepare for what’s ahead, and steward resources toward their mission.

The meaning behind L12

Make church finance easier to understand—and easier to act on.

See how Luke Twelve can turn your church’s financial data into clear decisions.

Request a demo